Gary,
I feel your pain. I too live in a state that bans the sale of the entire Kel-Tec line, except the SU-16, which makes a LOT of sense. We can buy the most powerful gun Kel-Tec makes, but not a .32 peashooter. No pistols are allowed to be sold in Calif. without a safety no matter how long the trigger pull or how well it does in drop tests.
You might want to check to see how the laws read concerning used guns sold by a private party. Here in CA, a private party sale of most any gun is legal. You have to go through a FFL and wait the usual 10 days, but it is doable. I got my P-32 that way. Also, you can bring in most guns if you are moving to the state, just no assault rifles or hi-cap mags. (moving to CA and want to make a fast buck? Bring Kel-Tecs).
If you can somehow legally buy a Kel-Tec, start haunting the auction boards, local gun shops and shows. Keep asking and looking. Gun dealers in particular will try to talk you out of it, as they would rather sell you something else right then and there, but keep at it. Eventually you'll find one. It can take a while.
Also, be prepared to spend a bit more than the prices you see here and other sites on the web. I really lucked out and got my hard chrome P-32 for $250 with three holsters, lots of spare parts and a box of bullets from a cop. Police officers are exempt from the ban, so that is another avenue to explore. Since then, I've turned down offers of $400 for my little buddy. People want them, but they can't have them, even at top dollar.
Good luck,
CA